Animal hit claim cost up 4.6 percent
State Farm released the results of its 15th annual deer claim study that helps define that danger for drivers. It ranks states by the potential likelihood a driver has of hitting a large animal, like deer, elk, moose or caribou.
This year’s study has some good news for West Virginia drivers. The state continues to lead the nation in the likelihood of having an insurance claim involving a deer.
However, their one out of every 43 drivers statistic represents a 4.7 percent decrease from 2016.
Unfortunately, there were some increases in likelihood among the top 10 over last year’s study. Montana drivers have a one in 57 chance of a collision. This is a 1.8 percent increase. Pennsylvania drivers have a one in 63 chance of a crash, a 6.3 percent increase from 2016.
The top 10 states where a driver was most likely to have a large animal claim remain fairly consistent. Wisconsin moved into the top five, swapping positions with South Dakota. Wyoming moved into the top 10 at number eight. North Dakota moved up to number 10. South Carolina is no longer in the top 10. Thirteen states had no change in ranking.
Mating season, October-December, more than doubles the likelihood of collision with a large animal.
The national claim cost per claim average from July 1, 2016 through June 30, 2017 was $4,179 – up 4.6 percent from $3,995 in 2015-16.
State Farm the chances of any single American motorist striking a deer, elk, or moose or caribou between July 1, 2016 to June 30, 2017 – in all 50 states and the District of Columbia. The data has been projected for the insurance industry as a whole, based on the State Farm personal vehicle market penetration within each state. The State Farm data is based on comprehensive and collision claims only. Claims involving policyholders with liability insurance coverage only are not included.